Strengthen your digital banking ecosystem with a unified platform for payments, switching, mandates, orchestration, and operational intelligence.

Viyona provides scheduled banks with a secure, scalable infrastructure to power real-time transactions, partner integrations, and next-generation banking services.
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What This Bundle Covers

UPI Switch Infrastructure
  • Real-time transaction routing
  • VPA management & collect flows
  • QR and intent-based payments
IMPS Integration Layer
  • Instant interbank fund transfer capability
  • 24×7 transaction processing support
BBPS Integration
  • Biller ecosystem participation
  • Nationwide bill payment enablement
eNACH & UPI Autopay Mandates
  • Digital mandate setup for recurring payments
  • Support for EMI, subscription, and premium collections
Payment Orchestration Engine
  • Smart routing across channels and partners
  • Improved success rates and failover control
Reconciliation Platform
  • Automated transaction matching and settlement validation
Fraud Risk Management Layer
  • Real-time transaction monitoring and anomaly detection
Enterprise API Gateway
  • Secure partner onboarding
  • Open banking enablement
  • System-to-system integrations

How It Supports Bank Operations

1
Digital Payment Enablement
Enable UPI, IMPS, BBPS, and mandate-based services through a unified infrastructure.
2
Partner & Fintech Integrations
Connect with fintechs, NBFCs, and enterprise clients through secure APIs.
3
Transaction Routing & Processing
Handle high-volume real-time payments through switching and orchestration layers.
4
Risk Monitoring & Control
Monitor transactions and detect suspicious patterns across channels.
5
Settlement & Reconciliation
Ensure accurate financial tracking and reporting across payment systems.

Key Benefits for Scheduled Banks

Modernize Digital Banking Infrastructure
Upgrade legacy integrations with scalable, API-driven systems.
Support High Transaction Volumes
Handle growing digital payment traffic reliably and efficiently.
Enable Partner Ecosystem Growth
Onboard fintechs, enterprises, and NBFCs through secure integrations.
Improve Payment Success & Reliability
Smart routing and failover capabilities enhance transaction stability.
Strengthen Risk & Compliance Controls
Centralized monitoring and audit-ready systems.
Reduce Integration Complexity
Unified platform replaces multiple vendor-level integrations.
Future-Ready Architecture
Built to support evolving digital banking initiatives and payment innovations.

Why Scheduled Banks Choose Viyona

  • Built for Banking-Grade Operations

    Designed to handle mission-critical payment infrastructure.

  • High Availability & Scalability

    Supports continuous operations with large transaction volumes.

  • Secure & Compliant Architecture

    Aligned with banking security and operational standards.

  • Complete Payment Ecosystem Coverage

    From switching to orchestration to mandates and reconciliation.

  • Strong Integration Capabilities

    Connect with CBS, fintech platforms, and enterprise partners seamlessly.

  • Operational Visibility & Control

    Real-time monitoring across payment channels and systems.

Start Your Scheduled Banks Integration

Share your details and our onboarding team will guide you through technical integration, certification, and production deployment of your Scheduled Banks setup.

    OUR EXPERT'S ANSWER

    Commonly Asked Questions 

    How does this help banks modernize digital payments?
    It provides a unified infrastructure covering switching, mandates, orchestration, and reconciliation in one ecosystem.
    Can this integrate with existing core banking systems?
    Yes. API-based integration supports connectivity with CBS and internal platforms.
    Does it support partner onboarding?
    Yes. The API gateway layer enables secure integrations with fintechs and enterprises.
    Is this scalable for large transaction volumes?
    Yes. The platform is designed to support high-volume banking environments.
    Does it include risk monitoring?
    Yes. Fraud monitoring and transaction visibility are built into the ecosystem.
    UPDATIONS

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