Collect Payments Faster, Reconcile Instantly 

Streamline domestic payments with our virtual account APIs. Get funds quickly and automate reconciliation for a seamless experience. Supports UPI, NEFT, RTGS, and IMPS.
Virtual Account

Gain Complete Control and Visibility

Monitor and manage every step of the payment process with granular control, ensuring transparency and oversight throughout the entire payment lifecycle.
Automation at Work

Effortless Reconciliation with Unique Virtual Account Numbers (VANs)

Streamline payment tracking with automatic real-time matching, giving you instant visibility into your payers and ensuring smooth, efficient reconciliation
Financial Agility

Instant Fund Settlement

Experience immediate access to your funds with our T+0 settlement system. No delays, no hassles—just instant capital to keep your business moving forward.
Maximize Every Sale

Reduce Declined Transactions

Keep the checkout experience smooth with intelligent payment routing, directing transactions to the best-performing banks for uninterrupted payments.
Developer

Simplifying Payment Collection

Advanced Reporting

Actionable Insights

Monitor sales performance daily, weekly, and monthly across all business units. Uncover trends, analyze customer behavior, and make informed decisions to drive growth.
Tailored Solutions

Tailored Solutions for Every Business

We understand that each industry has distinct payment processing needs. Our platform provides a comprehensive suite of features designed to simplify and streamline your financial operations, no matter your sector.
Scale

Hassle-Free Bulk Payout Managemen

Easily upload a CSV file, and let our platform handle the automatic distribution of funds to multiple accounts, ensuring speed and precision every time.
Developer-Friendly Integration

Seamless Payment API Integration

Accelerate business payments up to 3X faster with Viyona’s ultra-secure UPI and QR payments. Enhance customer satisfaction with fast, reliable, and secure transactions.
Issue unique virtual accounts to users for instant payouts from investments, loans, or other financial services.
Assign dedicated virtual accounts to merchants for receiving customer payments, streamlining reconciliation and payout operations.
Securely hold funds during P2P transactions, releasing them only upon successful completion.
Create temporary virtual accounts to receive small deposits during KYC verification, ensuring identity checks without revealing actual bank details.

Fintech

In the fintech industry, our platform provides tailored virtual account solutions that enhance security, streamline payouts, and simplify complex financial processes, ensuring smooth transactions for both businesses and users.
Generate unique virtual accounts for each COD order, ensuring funds are deposited only after successful delivery, reducing fraud risks.
Offer virtual account-based prepaid wallets for customers, allowing seamless purchases and fund storage within your platform.
Assign virtual accounts to sellers to receive sales proceeds, simplifying payouts and reconciliation.
Utilize virtual accounts to process instant refunds and manage chargebacks, speeding up processing and improving the customer experience.

E-commerce

In the e-commerce sector, our platform leverages virtual accounts to optimize payment flows, reduce risks, and enhance customer satisfaction through secure and efficient financial processes.
Assign virtual accounts to each subscriber for automatic fee deductions, ensuring timely payments and minimizing churn.
Assign different virtual accounts to various subscription tiers, making it easier to track revenue by subscription level.
Generate temporary virtual accounts for free trials, preventing unauthorized charges after the trial period ends.
Use virtual accounts to accurately collect charges for prorated subscriptions, based on sign-up dates or cancellations.

Subscription Businesses

For subscription-based businesses, our platform leverages virtual accounts to automate and streamline payments, ensuring seamless operations and reducing administrative overhead.

Simplify Virtual Account Number Management Like Never Before 

Effortlessly manage and streamline your Virtual Account Number processes with our innovative solutions. Talk to our sales team to get started today!
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