Enable secure, high-performance API banking across payments, accounts, lending, and partner ecosystems.
Key Features
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Unified API Banking Layer
Expose banking, payments, lending, and compliance services through a single secure gateway.
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High-Performance, Low-Latency Architecture
Supports thousands of transactions per second with optimized routing and processing efficiency.
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Advanced Traffic Management Controls
Rate limiting, throttling, spike arrest, and intelligent retry mechanisms ensure platform stability.
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Multi-Layer Security Enforcement
OAuth2, JWT, mTLS, HMAC signatures, and scope-based access controls protect APIs and data.
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Smart Transformation Engine
Seamless REST ↔ SOAP, JSON ↔ XML, and ISO message format conversions for legacy compatibility.
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End-to-End API Lifecycle Management
Create, publish, version, monitor, and retire APIs with developer portal and sandbox environments.
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Deep System Connectivity
Integrates with CBS, payment switches, LOS, LMS, microservices, and third-party fintech partners.
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Full Observability & Monitoring
Real-time logging, tracing, metrics dashboards, and audit-ready event visibility.
How eKYC Setu Works
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API Exposure Layer
Banking services such as payments, accounts, lending, and KYC are exposed as secure APIs.
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Secure Access Control
Authentication and authorization enforced using OAuth2, JWT, mTLS, and policy-based access rules.
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Intelligent Routing & Transformation
Requests are routed to the appropriate backend systems with real-time format transformation.
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Traffic & Performance Management
Rate limits, throttling, and spike protection ensure stable performance under load.
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Monitoring & Governance
All API activity is logged, monitored, analyzed, and governed through centralized dashboards.
Usecases
- Open banking API enablement
- Partner ecosystem integrations
- Core banking service exposure
- Loan onboarding integrations
- Bureau, KYC, and payment API orchestration
- Collection platform connectivity
- Banking-as-a-Service integrations
- Payment infrastructure connectivity
- Account & transaction API consumption
- ERP integrations with banking systems
- Payment automation APIs
- Account reconciliation integrations
- Account verification APIs
- Lending workflow integrations
- Real-time financial service integrations
Why Choose Viyona Fintech for API Gateway?
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Purpose-Built for BFSI Workloads
Designed specifically for financial institutions handling mission-critical, high-volume transactions.
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High Scalability & Performance
Engineered to support large transaction volumes with low latency and high availability.
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Enterprise-Grade Security Stack
Multi-layer protection using OAuth2, mTLS, HMAC, encryption, and access control policies.
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Plug-and-Play Integration Architecture
Easily connects with core banking, switches, microservices, and external partners.
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Complete API Lifecycle Governance
From creation to versioning to retirement, all APIs are managed through a unified control layer.
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Developer-First Partner Experience
Developer portal, API catalogue, sandbox testing, and automated onboarding tools.
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Future-Ready Platform
Built to support Open Banking, partner ecosystems, and next-generation financial services.
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