Enable secure, large-scale payment collection, disbursement, and mandate systems for citizen-facing services.

Viyona supports public sector organizations with a unified digital payment infrastructure designed for reliability, transparency, and operational control.
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What This Bundle Covers

BBPS Integration
  • Bill payment enablement for utilities and service providers
  • Nationwide collection support
UPI Payment Enablement
  • QR-based collections
  • UPI payment acceptance for citizen services
IMPS Disbursement Infrastructure
  • Instant transfers for refunds, subsidies, and payouts
eNACH & UPI Autopay Mandates
  • Recurring collections for service subscriptions and installment payments
Payment Orchestration Layer
  • Smart routing across banks and payment channels
Reconciliation Platform
  • Automated settlement tracking and transaction matching
Fraud Risk Monitoring
  • Detection of unusual transaction patterns and anomalies
API Gateway Integration
  • Secure connectivity with internal government systems and partner platforms

How It Supports PSU Operations

1
Digital Collection Enablement
Accept payments for services, utilities, and fees through UPI and BBPS.
2
Citizen Payment Access
Enable easy payment options through mobile apps, QR, and online platforms.
3
Disbursement Processing
Support instant fund transfers for refunds, benefits, and reimbursements.
4
Transaction Monitoring
Track payment flows and maintain operational visibility.
5
Settlement & Reconciliation
Ensure accurate financial reporting across departments and accounts.

Key Benefits for PSUs

Strengthen Citizen Payment Experience
Enable easy, digital payment options for public services.
Handle Large Transaction Volumes
Infrastructure designed for mass-scale collections and disbursements.
Improve Operational Transparency
Centralized reporting and reconciliation support accountability.
Enable Nationwide Payment Reach
Support collections across multiple payment channels and locations.
Reduce Manual Processing Effort
Automate financial workflows and reporting processes.
Secure & Reliable Infrastructure
Designed to support mission-critical public service operations.
Scalable for Expanding Services
Supports new service rollouts and growing user bases.

Why PSUs Choose Viyona

  • Built for High-Volume Public Systems

    Designed to support large-scale citizen payment ecosystems.

  • Secure & Stable Operations

    Enterprise-grade infrastructure built for reliability.

  • Supports Collections & Disbursements

    End-to-end financial workflow enablement.

  • Improves Financial Visibility

    Better monitoring and reconciliation across departments.

  • Flexible Integration with Government Systems

    API-based connectivity with internal platforms.

  • Supports Digital Transformation Initiatives

    Helps modernize public-facing financial services.

Start Your PSU Integration

Share your details and our onboarding team will guide you through technical integration, certification, and production deployment of your PSU setup.

    OUR EXPERT'S ANSWER

    Commonly Asked Questions 

    Can this support utility bill collections?
    Yes. BBPS integration enables structured nationwide bill payments.
    Can PSUs use this for subsidy disbursements?
    Yes. IMPS and UPI support instant transfer of funds to beneficiaries.
    Is it suitable for large-scale citizen payments?
    Yes. The infrastructure is built to handle high transaction volumes.
    Can it integrate with existing government systems?
    Yes. API-based integration supports connectivity with internal platforms.
    Does it support recurring payment models?
    Yes. eNACH and UPI Autopay can be used for subscription and installment collections.
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