Enable instant 24×7 fund transfers with secure, real-time IMPS infrastructure. 

Viyona’s API Gateway platform provides a unified integration layer for financial institutions to securely expose, manage, and scale APIs across internal systems and external partners.
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Key Features

  • 24×7 Real-Time Fund Transfer Capability

    Enable instant money movement across banks at any time, including nights, weekends, and holidays.

  • High-Speed Transaction Processing

    Optimized routing infrastructure for low-latency transaction execution and confirmations.

  • Multiple Transfer Modes Support

    Support transfers via mobile number + MMID, account number + IFSC, and app-based payment flows.

  • Secure Transaction Framework

    Multi-layer authentication, encrypted communication, and enterprise-grade security controls.

  • High Availability Architecture

    Designed to ensure uninterrupted operations and consistent uptime for mission-critical payment flows.

  • Seamless Banking System Integration

    Easily integrates with core banking systems, payment platforms, and digital banking applications.

  • Real-Time Status & Notification Engine

    Instant transaction confirmations and tracking for users and institutions.

  • Scalable Infrastructure for High Volumes

    Handles large transaction loads for banks, fintech platforms, and enterprise payment systems.

How eKYC Setu Works

  • Transfer Initiation

    User initiates a fund transfer via mobile app, internet banking, or integrated platform.

  • Authentication & Validation

    Transaction is authenticated using banking security protocols and validated.

  • Instant Processing

    IMPS switch routes the payment request to the destination bank in real time.

  • Immediate Credit

    Funds are credited instantly to the beneficiary account.

  • Confirmation & Logging

    Transaction confirmation is generated and recorded for tracking and reporting.

REGUREGULATOR-WISE FOR IMPS

Usecases 

Banks
  • Instant account-to-account transfers
  • Mobile banking fund transfers
  • Emergency payment services
NBFCs
  • Instant loan disbursements
  • Customer refund processing
  • Collection settlement transfers
Fintech Platforms
  • P2P money transfer features
  • Wallet-to-bank transfers
  • Merchant payouts
Enterprises
  • Vendor payments
  • Instant salary disbursement
  • Refund and reimbursement processing
Payment Platforms
  • Settlement transfers
  • Real-time fund movement infrastructure

Why Choose Viyona Fintech for IMPS?

  • Always-On Transaction Infrastructure

    Supports uninterrupted 24×7 fund transfer operations.

  • High-Speed Processing Engine

    Optimized for low-latency transaction routing and quick confirmations.

  • Built for High Transaction Volumes

    Scalable architecture designed for banks and large payment platforms.

  • Secure & Compliant Payment Environment

    Enterprise-grade encryption, authentication, and monitoring.

  • Seamless Integration Capabilities

    API-based connectivity with core banking, fintech platforms, and enterprise systems.

  • Reliable Real-Time Settlement Support

    Ensures funds are transferred and credited instantly with consistent performance.

  • Operational Monitoring & Visibility

    Track transaction flow, success rates, and performance through centralized dashboards.

Start Your IMPS Integration

Share your details and our onboarding team will guide you through technical integration, certification, and production deployment of your IMPS setup.

    OUR EXPERT'S ANSWER

    Commonly Asked Questions 

    What is IMPS?
    IMPS is an instant interbank fund transfer system that enables real-time money movement 24×7 across India.
    Is IMPS available all the time?
    Yes. IMPS works round the clock, including weekends and holidays.
    Who can use this infrastructure?
    Banks, NBFCs, fintech platforms, and enterprises requiring real-time fund transfers.
    How fast are transactions processed?
    Transactions are processed and credited instantly in real time.
    Can this integrate with existing banking systems?
    Yes. The platform supports API-based integration with core banking and digital platforms.
    UPDATIONS

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