Enable seamless bill collection across India through NPCI’s Bharat Bill Payment System (BBPS).

Viyona’s BBPS platform helps banks, NBFCs, and enterprises onboard as billers and collect payments securely through a unified, interoperable national ecosystem.
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Key Features

  • Unified Bill Collection Platform

    Collect payments across electricity, telecom, DTH, insurance, FASTag, education, and more through a single integrated system.

  • Multi-Channel Payment Acceptance

    Enable bill payments via mobile apps, net banking, UPI, wallets, agents, and partner platforms.

  • Biller Onboarding & Management

    Support for seamless onboarding, biller configuration, and service category mapping.

  • Real-Time Payment Confirmation

    Instant payment status updates and acknowledgments for customers and businesses.

  • Centralized Settlement & Reporting

    Automated settlement workflows with detailed MIS and reconciliation support.

  • NPCI-Aligned Compliance Framework

    Built to support standardized BBPS processes, validations, and transaction governance.

  • Scalable Infrastructure for High Volumes

    Designed to handle large bill payment traffic across geographies and service categories.

  • API-Based Integration Layer

    Easily connect billing systems, ERPs, and payment platforms through secure APIs.

How eKYC Setu Works

  • Biller Onboarding

    Organizations onboard as billers under relevant BBPS categories such as utilities, finance, or subscriptions.

  • Bill Information Fetch

    Customer enters details; system fetches bill data from the biller system in real time.

  • Payment Initiation

    Customer pays using UPI, net banking, debit card, wallet, or other supported modes.

  • Transaction Processing

    Payment is processed through the BBPS ecosystem with validation and confirmation.

  • Settlement & Reporting

    Funds are settled to the biller with transaction reports, dashboards, and reconciliation data.

REGUREGULATOR-WISE FOR eKYC SETU

Usecases 

Utility Providers
  • Electricity bill payments
  • Water and gas collections
  • Municipal service payments
Financial Institutions
  • Loan EMI collections
  • Credit card bill payments
  • Insurance premium payments
Telecom & DTH Providers
  • Postpaid mobile bill collections
  • Broadband payments
  • DTH recharges
Education Platforms
  • School & college fee collection
  • Coaching institute payments
Government & PSU Organizations
  • Tax collections
  • Service fee payments
  • Public utility billing

Why Choose Viyona Fintech for BBPS?

  • Faster Biller Onboarding

    Accelerate entry into the BBPS ecosystem with simplified integration and configuration support.

  • End-to-End Collection Management

    From bill fetch to payment processing, settlement, and reconciliation — managed through one platform.

  • Multi-Channel Payment Reach

    Enable customers to pay through apps, agents, UPI, and digital platforms nationwide.

  • Scalable Collection Infrastructure

    Built to support high transaction volumes across multiple biller categories.

  • Secure & Compliant Architecture

    Designed to support BBPS standards, transaction integrity, and data protection.

  • Unified Reporting & Insights

    Centralized dashboards for payment tracking, settlement visibility, and operational monitoring.

  • Seamless System Integration

    Easily connect billing engines, ERPs, and financial systems through APIs.

Start Your BBPS Integration

Share your details and our onboarding team will guide you through technical integration, certification, and production deployment of your BBPS setup.

    OUR EXPERT'S ANSWER

    Commonly Asked Questions 

    What is BBPS?
    BBPS is a centralized bill payment ecosystem by NPCI that enables standardized and interoperable bill collection across India.
    Who can onboard as a biller?
    Utilities, telecom providers, financial institutions, educational institutes, and government bodies.
    What payment modes are supported?
    UPI, net banking, debit cards, wallets, and assisted agent-based payments.
    Can this integrate with our billing system?
    Yes. API-based integration allows seamless connection with existing billing platforms.
    Is the platform scalable for large collections?
    Yes. It is designed to support high-volume bill payment traffic across multiple categories.
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